GALAXY SPORT ATHLETE
TOM DEARDEN
NRL PLAYER | Halfback
North Qld Cowboys
Turning erratic spending into disciplined saving. A simple payroll diversion strategy took Tom from zero savings to $70,000 in under nine months.
TEAM
North Qld Cowboys
POSITION
Halfback
SPORT
Rugby League
PROGRAM
Financial Wellbeing
After speaking with several Cowboys teammates who were already Galaxy Sport clients, Tom approached us for a financial health check.
While playing for the Brisbane Broncos, Tom had received investment advice from a highly regarded financial planning firm. But there was a bigger issue — his spending was erratic, he was enjoying life and spending freely, with little thought given to savings.
Good investment advice meant very little without good financial habits behind it.
THE PLAN
The first step was helping Tom understand where his money was going and putting some structure around his spending.
We introduced Galaxy Sport’s Payroll Diversion method and gave Tom a regular amount to live on — more like the weekly wage of his non-footballer mates.
The goal was simple: control his spending, build consistent savings habits and start putting his money to work.
THE RESULT
By adopting a more disciplined approach, Tom was able to turn his finances around and build meaningful savings.
Tom’s financial journey hasn’t always been a straight line, but by adopting some simple habits and sticking to them, he has been able to build wealth through property and take greater control of his financial future.
The financial rollercoaster has been replaced by a clear strategy, better habits and a growing asset base — putting Tom firmly in control of his own financial destiny.
STARTING LINE
