Explore our finance services
Finance for your next place to call home.
Whether you are buying, building, upgrading or relocating, Galaxy Finance can help you understand your borrowing position and explore suitable home loan options from our available lender panel.
Our team supports you throughout the process, from the initial conversation and application preparation through to approval and settlement.
Clear support for your first step into the property market.
Buying your first home can involve unfamiliar terms, lending requirements and important decisions. We help you understand your borrowing position, deposit requirements, available pathways and the steps involved in applying for finance.
Our team will guide you through the process and help you prepare for each stage of your purchase.
Review your current loan and understand your available options.
Your existing loan may no longer reflect your current circumstances, goals or property position. Galaxy Finance can review your lending structure and explore whether another loan, lender or feature may better suit your needs.
Refinancing may also be considered when consolidating eligible debts, accessing available equity or restructuring lending.
Lending support for building or expanding a property portfolio.
Galaxy Finance assists property investors with finance for new purchases, existing portfolio reviews and refinancing.
We consider the proposed purchase alongside your broader lending position, existing commitments and future property goals, helping you understand the finance requirements that may apply.
Where required, Galaxy Finance can also work alongside Galaxy Property to provide a more connected finance and buyer’s agency experience.
Specialist lending support for eligible SMSF property purchases.
A self-managed super fund may be able to borrow to purchase certain investment properties through a specific legal and lending structure.
Galaxy Finance can help you explore eligible SMSF lending options and understand the finance process, documentation and lender requirements involved.
SMSF property purchases can involve lending, legal, taxation and superannuation considerations. Clients should seek guidance from appropriately qualified professionals before proceeding.
Finance structured around the stages of your build.
Construction lending differs from a standard home loan because funds are generally released progressively as approved stages of the project are completed.
Galaxy Finance can assist with finance for eligible new builds, house-and-land packages and major renovations. We help you understand the lender’s requirements, progress payment process and documents needed throughout construction.
Funding solutions for commercial property and business purposes.
Galaxy Finance can assist eligible business owners and investors with finance for commercial property, business premises and other approved commercial purposes.
Commercial lending can involve different assessment criteria, loan structures and documentation requirements. Our team works with you to understand the purpose of the funding and explore available options from our lender panel.
Finance for the assets that help your business operate and grow.
Galaxy Finance can assist with eligible funding for vehicles, machinery, equipment, technology and other business assets.
We help you explore suitable finance structures based on the asset, intended use and your business circumstances, while supporting you throughout the application and settlement process.
Let's find the right solution for you.
Book a free, no-obligation consultation with our team.
WHO WE HELP
Finance support for every stage of home ownership, property investment and business growth.
BUYING, BUILDING OR MOVING HOME
Whether you are purchasing your first home, upgrading, relocating or building from the ground up, we help you understand your borrowing position and navigate the finance process with greater clarity.
We can support you with first home buyer finance, home loans, construction lending and finance for your next move.
REFINANCING OR INVESTING
Your lending needs can change as your circumstances, property position and long-term goals evolve.
Whether you are reviewing your current loan, refinancing, accessing available equity, purchasing an investment property or exploring SMSF lending, we help you understand the available pathways and how each decision may affect your next step.
BUSINESS OWNERS & SELF-EMPLOYED
Running a business can create lending needs that extend well beyond a standard home loan.
We help business owners and self-employed Australians explore home lending, commercial property finance, business finance, and asset and equipment finance for vehicles, machinery, technology and other eligible business assets.
OUR APPROACH
Clear lending support from first conversation to settlement and beyond.
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Compare
We compare solutions from our lender panel and explain the details clearly.
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Support
We manage the process through to settlement and beyond.
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Review
We assess your position and lending requirements to find suitable options.
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Understand
We take the time to understand your goals, situation and what matters most.
WHAT OUR CLIENTS SAY
Trusted by Australians at every stage
“I was first introduced to Galaxy Finance through Leanne Flood who helped me refinance my mortgage. Leanne will travel near and far to meet with you to ensure ease & I honestly can’t fault the process. Leanne is informative & thorough & comes highly recommended!
Since my first loan experience, Leanne has helped me with multiple investment loans and SMSF without skipping a beat. Which is where Michael & his team come in. Their advice has been overwhelmingly successful for me. Together they are a powerhouse team.”
Julie C
"I built my first investment home with the support of Michael, Maddi, Stacy, Jess and Mitchell. From our first conversation to the finished build, the team was patient, well-informed, and quick to answer every question. Communication was excellent - I never had to chase anything. A special shout-out to Maddi for helping with the finance side. I'd absolutely choose Galaxy again!"
Robyn
"I highly recommend Galaxy Finance for professional, reliable support. The team was knowledgeable and took time to explain everything clearly, tailoring their advice to my needs. Their professionalism and genuine care made the process smooth and stress-free. I'd happily recommend them to anyone seeking trustworthy financial guidance."
Joe S.
"Galaxy Finance were fantastic in helping me purchase my home. Mitch organized the loan application and approval quickly, so I could confidently make an offer despite other buyers waiting on finance. This is the second property I've purchased with their help - couldn't have picked a better support team."
Sherry M
"We've worked with Michael and the Galaxy Finance team for 5-6 years, across property investment advice, purchases and sales, and mortgage broking. Their advice has always been clear, professional, and reliable. What stands out most is the collaborative approach - every team member has been knowledgeable, responsive, and genuinely invested in helping us reach our goals."
Ryan M
"Highly recommend the team at Galaxy! I now own two investment properties through the help of Michael and Mitch, who are always super helpful and make the process simple."
Josh C
"I recently purchased a property in Queensland through Galaxy Finance, and the process was seamless. They helped with everything - finding land, connecting me with interstate conveyancers, selecting the house design, project managing the build, securing finance, and arranging tenants. A special mention to Michael and Mitch Newton for their professionalism and availability. Definitely 5-star service."
Warwick J
“In less than three months, Belinda managed to get me approval for my first home, which was difficult due to being self employed. Belinda also managed to get equipment finance for my business and approval for a commercial building.
I've had brokers before and none compare. I don't usually leave reviews but twice Belinda kept the approval process going whilst away on holiday, also working at break neck speed compared to my previous brokers. Not only is she efficient, but she's very down to earth and incredibly easy to speak to.”
Aiden T
“We couldn’t be happier with the service we received from Belinda! From the very beginning, she was warm, professional, and incredibly helpful. She took the time to understand our needs, explained everything clearly, and made what can be a stressful process feel simple and seamless.
Not only is she amazing at what she does, but she’s also a genuinely lovely person—so easy to talk to, always quick to respond, and full of positive energy. Thanks to her, we secured the perfect loan and are now getting ready to move into our new home without any hassle.
If you’re looking for someone who truly cares, goes the extra mile, and gets results, we can’t recommend Belinda highly enough. Absolutely outstanding!”
Allyson S
“Leanne from galaxy finance and her team were amazing. From start to finish she was attentive fast and always had time. Being able to do the whole process of refinancing from the comfort of home was an added bonus. I would highly recommend her to anyone looking at refinancing.”
Yasmin L
THE TEAM
The people behind your lending journey.
Dedicated finance specialists supporting home buyers, investors and businesses with clear, reliable guidance from application through to settlement.
